Committed to Our Communities

Business Loans


Our quick decisions are made locally and our lenders contribute an extensive amount of expertise to benefit you, the customer.

City State Bank's business/commercial loan services offer flexible terms and highly competitive rates whether your business needs are a few thousand dollars or a few million dollars.

  • Operating Lines of Credit
  • Working Capital Loans
  • Equipment Loans
  • U. S. Small Business Administration (SBA) Loans and U. S. Department of Agriculture Rural Development Business and Industry Loan Guarantee Program loans are available with terms longer than conventional commercial loans.
  • Commercial Real Estate
  • Conventional or SBA 504 available. Financing for new construction, rehabilitation, and permanent financing for acquisition.