Committed to Our Communities

Deposit Rates
Effective Date 11-1-2016*
 

Certificate of Deposit Accounts

Minimum Deposit to Open Account

Minimum Daily Balance to Earn APY

Interest Rate

Annual Percentage Yield (APY)

15 Month CD

$10,000

$10,000

1.00%

1.00%

63 Month CD

$10,000

$10,000

1.99%

2.00%

3 Month CD

$500

$500

.05%

.05%

6 Month CD

$500

$500

.10%

.10%

12 Month CD

$500

$500

.50%

.50%

18 Month CD

$500

$500

.65%

.65%

24 Month CD

$500

$500

.75%

.75%

36 Month CD

$500

$500

1.00%

1.00%

48 Month CD

$500

$500

1.05%

1.05%

48 Month CD Single Bump Up****

$500

$500

1.05%

1.05%

60 Month CD

$500

$500

1.20%

1.20%

60 Month Relationship CD***

$500

$500

1.35%

1.35%

12 Month IRA

$500

  

.50%

.50%

24 Month IRA

$500

  

.75%

.75%

























Account Type

Minimum Deposit to Open Account

Minimum Daily Balance to Earn APY

Interest Rate

Annual Percentage Yield (APY)

Interest Checking*

$1,000

$100,000 & Over

.03%

.03%
   

$1,000 & $99,999.99

.01%

.01%

50+ Platinum Checking*,**

$5,000

$5,000 & Over

.05%

.05%

Investment Checking*

$50,000

$100,000 & Over

.05%

.05%
   

$50,000 - $99,999.99

.01%

.01%

Regular Savings*

$100

NA

.04%

.04%

Student Savings*

$5

NA

.08%

.08%

Christmas Club Savings*

$25

NA

.04%

.04%

Health Savings Account*

NA

$2,500 & Over

.05%

.05%
   

$0 - $2499.99

.01%

.01%

Money Market*

$2,500

$100,000 & Over

.08%

.08%
   

$10,000 - $99,999.99

.03%

.03%
   

$2,500 - $9,999.99

.02%

.02%
   

$0 - $2,499.99

.01%

.01%

Advangage Money Market*

$10,000

$250,000 & Over

.20%

.20%
   

$100,000 - $249,999.99

.12%

.12%
   

$50,000 - $99,999.99

.08%

.08%
   

$25,000 - $49,999.99

.03%

.03%
   

$10,000 - $24,999.99

.02%

.02%
   

$0 - $9,999.99

.01%

.01%

































ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
Contact an employee about fees and terms of the account.

Early withdrawal penalties may apply to all Certificate of Deposit Accounts, APY assumes interest remains on deposit until maturity.

* Rates are variable and subject to change without notice after account is opened.  Fees may reduce earnings.
** Requires at least one monthly direct deposit.  Must be 50+ years of age.
*** Must have any loan, deposit, or trust and investment account with City State Bank.
**** When exercising the one time bump up option, the term must be the same as the term of your original bump Up CD.